I've been working with some home owners using e-meters and they aren't finding the power consumption information very useful since they only get an aggregate number for the house. One idea is to build home electrical panels with the power monitoring circuitry built in. For example a 200A panel would have 40 CTs pre-installed along with the electronics needed for monitoring them. There would be an external jack on the panel to plug in the networking adapter (ZigBee, powerline, etc). When the panel is installed the circuits would be threaded through the CTs. This makes it easy to monitor all of the circuits.
Does something like this exist? If not it would make a great demo vehicle for these new e-meter chips. Maybe a panel manufacturing company would start making them. I'd buy them if they were available.
Costs for the pre-install monitoring would drop rapidly with volume production of the panels. Especially if California changed code to require them.